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Personal Strategies

 

At the Elite Benefits Group, we understand that planning for you and your family's financial future can seem overwhelming at times. You know that you need insurance to protect your family's financial well-being in the event of an unforseen death or disability. You understand that it's important to begin saving for you children's future college tution at an early age. Most of all, you realize that if you do not begin saving for retirement today, you may not have enough income at retirement to continue the lifestyle that you have come to expect. At the Elite Benefits Group, our goal is to help simplify this process for you and work with you to develop personalized strategies that will help you achieve both your short-term and your long-term goals.

Insurance Planning

 

Helping to protect yourself and your loved ones against unexpected events is a fundamental aspect of financial planning. Closing the gap on potential risks can be tricky without a comprehensive plan and process that evaluates all potential risk factors. That is why risk analysis is an integral part of our ongoing process. We continually identify and analyze all risk factors and make objective and unbiased recommendations to provide you with the confidence you seek.

 

  • Life Insurance

    • Whole Life

    • Universal Life (Traditional, Indexed, Variable*, Secondary Guarantee)

    • Term Life (10, 15, 20, 30 years)

  • Disability Income Insurance

  • Long-term Care Insurance

  • Health, Dental & Vision Insurance

Retirement Planning / Wealth Management

 

For most of us, the quality of our retirement will depend on how much money we have saved. While you may have some retirement income in the form of Social Security or a pension, more often than not it isn't enough. Americans are living longer then then we ever have and the single greatest fear among retirees is that they will live longer then what they have saved to support their lifestyle in retirement.  At the Elite Benefits Group, one of our professional advisors will work closely with you to analyze your financial goals and help you put a plan in place for your financial future.

 

  • Individual Retirement Accounts (IRAs) - Traditional, Roth, Simple, SEP*

  • Annuities - Variable*, Fixed, Immediate, Indexed

  • Real Estate Investment Trusts (REITs)*

  • Mutual Fund, Stocks, Bonds & Exchange Traded Funds (ETFs)*

 

 

Estate & Legacy Planning

 

Estate planning is simply determining where your assets should go after you die. Without a properly structured estate plan, your wishes may not be fulfilled, and your loved ones could be hurt both emotionally and financially. While the concept is simple, the vehicles, planning and implementation process can be rather complex. Because of the constantly changing estate tax laws and emerging vehicles to help you protect and transfer your assets effectively, it’s important to work with experienced estate planning professionals who stay current in this field and advise clients on a day-to-day basis. Guidance from one of Elite Benefit Group's professional advisors can help you articulate your estate planning goals by work closely with tax and legal professionals to help ensure your financial strategy reflects your estate planning needs.

Education Planning

 

The time to start investing for your child’s college education is now. The later you start, the more difficult it may be. Even if you are starting later than you would like, there are ways to make paying for college easier. First, identify and define the goal. To do that, think about what type of college or university your child may go to – public, in-state, private, junior or community college, or a combination. How long will your child attend - two years or four years? What expenses do you plan on covering? Answering these questions will help determine the amount you want to personally save for your children’s education. Sit down with one of Elite Benefits Group's professional advisors to find out what sources of college funding are available and how to help maximize your savings. 

 

  • 529 Plan*

  • Coverdell Education Savings Account*

  • Cash Value Life Insurance

New York Office:

1858 Hempstead Turnpike

East Meadow, NY  11554

New Jersey Office:

750 Route 34, Suite 7

Matawan, NJ  07747

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*Securities and investment advisory services are offered solely through Ameritas Investment Corp. (AIC). Member FINRA/SIPC. AIC and Elite Benefits Group are not affiliated. Additional products and services may be available through Elite Benefits Group that are not offered through AIC. Securities products are limited to residents of New York and New Jersey.

 

This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your Registered Representatives. Read it carefully before you invest or send money. A Representative from Elite Benefits Group will contact you to provide requested information.

 

Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.

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